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What a cash advance rate

Binary Options Trading Information Request Fee, $7. Cash Advance Fee, $5 or 3% of the value of the transaction, whichever is the greater, applies to each cash advance made on your account, debited to your account at the time of the cash advance. International Transaction Fee. 3% of the value of the transaction applies to each International  Nov 14, 2017 Credit experts and financial advisors say that as a rule, credit card cash advances are a bad idea. They're expensive; you're essentially purchasing cash at a premium rate. If you're taking out a cash advance, you should be in the middle of a true financial emergency requiring cash with no other options.Jan 9, 2017 Credit card companies charge interest for cash advances. And quite often, the interest rate is much higher than what you might pay for regular purchases. In some cases, the cash advance APR could be as high as 25%. If you take out a $5,000 advance with a 25% APR and it takes you about two years to  fast cash murfreesboro Definition of cash advance fee: The charge imposed by a credit card company when a card holder takes out a loan of liquid funds against their credit limit. A credit card business might compute a cash advance fee as a flat charge

No. When you use your credit or debit card, you will not be charged a cash advance fee for sending money for goods or services. Payments made as a gift or to friends and family are charged a fee that the sender can either pay themselves or opt to have the receiver pay. For these types of transactions, PayPal charges your Mar 2, 2017 The American Express Essential Credit Card offers an 8.99% cash advance rate at ALL times with no annual fee0. Aside from the best low fixed rate in Canada, what we love about this card is that there is no promotional rate – the 8.99% is always available for new purchases and cash advances. With no  merchant cash advance. An agreement is made between the small business and the MCA provider regarding the advance amount, payback amount, and holdback percentage. Once an agreement is made, the advance is transferred to the business' bank account in exchange for a future percentage of receivables or credit Mar 5, 2014 Merchant funding or a merchant cash advance are determined by a factor rate. Understanding how factor rates impact funding is important for any small business owner. payday advance without going from site to site Fees & ChargesAnnual Interest Rates Our Standard Interest Rate is 25.99%The Cash Advance Rate is 27.25%These rates may vary from time to time and we reserve the right to change Fees And ChargesEstablishment Fee: A fee charged when you open your Account in-store using Long Term Finance. This is  no faxeseasy fast cash loans APR For Cash Advances, 17.40% - 18.00% based on creditworthiness. This APR will vary with the market based on the Prime Rate. Penalty APR and When it Applies, 18.00% This APR may be applied to your account if you make a late payment. How Long Will the Penalty APR Apply? The Penalty APR will apply until you 

Paper statement fee4. $2. For each statement we send you. View your statements on the Qantas Money website or download the Qantas Money app. International transaction fee5. 3% of the transaction amount. When you make any purchase or cash advance in: Foreign currency, once converted to Australian dollars; and/or Jan 7, 2015 There's a fee for the convenience of a cash advance and it's usually 3 percent to 5 percent. So if you get $500 from the ATM and there's a 5 percent fee, you're going to have to pay $25 (500 x .05) for the transaction fee. Now you owe $525, not just $500. I think $25 is a lot of money to waste. And we haven't  If you currently have an SECU Credit Card, you may request an advance through Member Access and Mobile Access. available credit at your convenience; Eliminate the wait - no need to speak with lending personnel; Funds transferred immediately to your checking, share or money market account; No cash advance fee.Nov 3, 2015 If you obtain cash or a cash substitute using your Tesco Bank Credit Card or your card number, it's called a cash advance. Examples include withdrawal from an ATM, over the counter, gambling and electronic transfers (other than a balance transfer or money transfer). There is a 3% fee on the cash amount  pay day loan for bad Feb 28, 2012 The Mozo Answers forum has been buzzing recently with questions about credit card cash advance rates. Such as “what is a credit card cash advance rate?” and “are cash advances a good idea?” Trying to decipher all the mumbo jumbo that credit card providers use can give anyone a headache. So lets  quick payday loans in minutes Dec 9, 2015 Unfortunately, there are some significant costs associated with credit card cash advances. First, most cards will charge a cash advance fee, which is typically 3%-5% of the amount transferred. In addition, most credit cards will apply a higher, cash advance interest rate that applies to this type of transaction.

Citi Cash Advance® Fees and Charges. All Citi Cash Advance® transactions are subject to a Citi Cash Advance® fee of 3% of the Citi Cash Advance® amount or P500, whichever is higher. The Citi Cash Advance® fee will be charged to your next credit card statement following the availment. For over-the-counter We have no convenient branches of our bank nearby and ATM daily limits are a problem withdrawing cash. We have learned we can do a "cash advance" at another bank's teller window, and are wondering what fee TD bank may charge for this service. Thanks! At the end of the balance transfer period, the interest rate on any outstanding transferred balance will revert to the variable Annual Percentage Rate for Cash Advances, currently 21.99% p.a. for the Suncorp Clear Standard card. Interest rates are variable and subject to change. The 0% p.a. balance transfer interest rate will Often, balance transfers from another card are considered cash advances. Using checks to access your credit line; The cost of a cash advance comes in two forms: transaction fees and cash advance annual percentage rates. Some cards charge a fee, some just a cash advance rate—and some charge both. A Cash  advance cash one hour A Cash Advance lets you transfer money from your available Credit Card limit to your UW Credit Union Checking or Savings account. Performing a Cash Advance is convenient and easy, and funds are available to you in real time. There's no fee to perform a Cash Advance on Web Branch, and interest begins accruing on  payday loans in washington utah Jun 27, 2017 When a cash advance transaction is made using a credit card, the majority of providers will charge a handling fee, usually around 3% of the balance withdrawn, and start charging interest, usually at a 20% to 30% p.a. variable rate. The rate at which interest is charged is almost always higher than the 

Personal cards. Card type, Purchases, Cash Advances, Balance Transfer. ANZ Low Rate Visa, 13.90% p.a., 20.95% p.a., 1.99% p.a. for 12 months*. ANZ Airpoints Visa, 20.95% p.a., 20.95% p.a., N/A. ANZ Airpoints Visa Platinum, 20.95% p.a., 20.95% p.a., N/A. ANZ CashBack Visa, 20.95% p.a., 20.95% p.a., N/A.25 months 0% on purchases; 25 months 0% on balance transfers (2.9% fee); 500 M&S points voucher worth £5 for select M&S spending; 1 M&S point per £1 spent instore, 1 point per £5 spent elsewhere. More info. 18.9% APR. Representative (variable). Representative APR (variable). 23.9%. Cash advance rate. Be aware of the costs. A cash advance may come with a higher APR (annual percentage rate) than a regular credit card purchase. Depending on your credit card company, there may also be a separate cash advance fee.Annual Fee, None. Transaction Fees. Balance Transfer; Cash Advance; Foreign Transactions. N/A (Balance Transfers are not available); N/A (Cash Advances are not available); None. Penalty Fees. Late Payment; Over-the-Credit Limit; Returned Payment. Up to $25; None; Up to $37  payday loan laws org california loans Cash advance rate is charged on the cash advance balance. This is the amount you owe us for cash advances which includes transfers to another account which are not balance transfers, or if you buy any foreign currency or travellers' cheques, or use your card for gambling. We will also add any interest and charges on  money same day loans uk *Cash advances will be subject to a cash advance fee of 5.3% of the amount advanced or RM15.90 (fee inclusive of GST), whichever is higher. In addition to this cash advance fee, cash advances from the HSBC Group's ATMs and Visa/Plus System and MasterCard/Cirrus ATM Networks are subject to handling charges 

SouthernTrust Bank - Services - Cash Advances

This allows cardholders to withdraw cash either at an ATM or over the counter at a participating financial institution. Things to keep in mind when considering a cash advance from a credit cards: Rate. Many credit card may charge a higher rate of interest on cash advances and purchases classified as cash advances. Fees. same day direct payday loans Annual Percentage Rate (APR) for Purchases, Cash Advances, and Balance Transfers, 10.40 - 19.00% when you open your account. After that, your APR will vary with the market based on the prime rate. Your rate is based on your credit qualification and the VISA Credit Card that you select. Penalty APR and When it  night payday cash loans Oct 4, 2016 Cash advances are subject to different terms and conditions than regular purchases made with a credit card. When you borrow cash against a credit card, the credit card company will usually charge a cash advance fee that is a percentage of the amount you are withdrawing. This is in addition to any ATM or  Aug 19, 2016 There is almost always three types of limits on a credit card. What is the difference between a card limit, cash advance limit and a daily limit? Read more.

Jun 1, 2009 I took out my Chase credit card and did a cash advance against it for $300. The cash advance fee from Chase was 3% of the advance, with a minimum of $10. Interest would also accrue right away without a grace period. Because I was able to make a payment on Chase's web site with the linked checking  payday loans with no documentation Cash Advance Options. Get cash when you need it with the help of your credit card. Online Banking. You can complete a cash advance by logging into Online Banking and clicking “Get a Cash Advance” or by selecting “Transfer Money” under the “Transfer & Payments” tab. You will be moving cash from your credit card to  get instant approval for loan It's logical for cash advance rates to be higher than purchase rates. People who desperately need cash are potentially bigger credit risks — especially those in that position repeatedly. A higher Cash advance rate can serve as a deterrent to encourage consumers to exhaust all other options first when they need money  0% introductory APR for the first fifteen billing cycles after the account is opened. After that, your APR will be 15.49%, 18.49% or 22.49% based on your credit worthiness. This APR will vary with the market based on the Prime Rate. APR for Cash Advances. 26.74%. This APR will vary with the market based on the Prime Rate 

May 18, 2009 It looks like a good deal for purchases if you are going to pay it off but not for cash advances. I plan to use my ATM card to obtain cash from machines and use the capital one card for purchases I don't make in cash. I also have a second card which has a more normal interest rate and a grace period on cash  guaranteed approval installment loan Mar 5, 2018 The standard rates and fees are: Purchase interest rate – This is the interest rate charged on purchases. All of our cards, other than a Business Low Rate card, come with an interest-free period on purchases of up to 55 days. Cash advance interest rate – This is the interest rate charged when you withdraw  bricks payday loan Maximum withdrawal amount from an OCBC ATM is S$1,000 per transaction up to your available limit, subject to a maximum of S$20,000 per day. Overseas ATMs may have different maximum withdrawal limits. Your Credit Card PIN is required. A Cash Advance Fee of S$15 or 6% on the amount withdrawn, whichever is  Apr 9, 2013 If you really need cash from your credit card, a new way of lending has been devised: enter the cash installment plan (CIP) against the credit balance/limit of your credit card, charged to you at a fixed installment payment amount. Most banks who offer this type of loan product remove the 5% fee but you don't 

Cash Advance Fee. 1.5% of value (Minimum €1.90). For Personal Premier Visa cardholders, the Cash Advance Fee is 1.75% of value (Minimum €1.90). For CLICK and 'be' cardholders this fee will apply for accounts both in debit and credit. For all other credit card types, this fee will not apply if your account is in credit for the  applying for a loan online vs in person *Cash advances will be subject to a cash advance fee of RM53.00 for each withdrawal (fee inclusive of GST). In addition to this cash advance fee, cash advances from the HSBC Group’s ATMs and Visa/Plus System and MasterCard/Cirrus ATM Networks are subject to handling charges which are determined by HSBC  rapidinstallment loans com Oct 2, 2017 When you need cash fast, opt for a credit card cash advance and get your money immediately. Because cash advance transactions collect interest from the get-go, it's key to find cards that don't charge an extra fee — or ones that charge the lowest rates — on top of the interest to avoid paying more than you  buying foreign currency; gambling transactions. Unlike purchases, interest on cash is normally charged daily from the date of the withdrawal, whether you pay off your balance in full or not. It is also common to be charged a fee for taking out cash on your credit card and the interest rate for cash transactions is usually higher 

​​​Annual Fee, Infinite/ Signature/ Platinum, Visa Rewards/ Titanium/Gold, Standard. Primary Card, 550, 500, 250. Supplementary Card(s), 6 Free. Additional Supplementary Card(s), AED 50. Other Fees and Charges. Cash Advance Fee is 3% of cash advance or AED 100 whichever is higher. Finance charges calculated  high pay day loans Interest Rates and Interest Charges. Annual Percentage Rate (APR) for Purchases, 19.99%. APR for Cash Advances, 19.99%. Paying Interest, Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. fax payday advance faxless cash advance payday loan or 2 PSECU Visa® Classic Card: When you take advantage of the 2.9% APR (annual percentage rate) promotional offer, Visa® balance transfers will be treated as a cash advance and will accrue interest at 2.9% APR from the time that the transaction posts until 12/31/19; thereafter, any remaining balance will begin to accrue  Annual Percentage Rate (APR) for Cabela's Purchases, 9.99%. APR for Other Purchases, 16.90% - 25.90% when you open account, based on your creditworthiness. After that, your APR will vary with the market based on One Month LIBOR. APR for Cash Advances and Balance Transfers, 26.90% This APR will vary with the 

Annual Percentage Rate(APR) for Cash Advances. 21.40% This APR will vary with the market based on the Prime Rate. Paying Interest. We will begin charging interest on Purchases and Cash Advances on the posting date. Minimum Interest Charge. If you are charged interest, the Minimum Interest Charge will be no less  internet marketing strategy fast cash mlm training Current rates, Monthly rate for purchases (%), Effective Annual Rate for purchases (%), Monthly rate for cash advances (%), Effective Annual Rate for cash advances (%)  quick loans onlinev Aug 28, 2017 The idea of getting a substantial cash advance can be appealing to most eCommerce entrepreneurs. While technically not a loan, a Merchant Cash Advance allows a business to sell off a percentage of their future debit and credit card revenues at a discounted amount, in exchange for an immediate influx  Rewards MasterCard®. Annual Percentage Rate (APR) for Purchases. 9.24% – 22.24% depending on your credit history. This APR will vary with the market based on the Prime Rate. 10.24% – 22.24% depending on your credit history. This APR will vary with the market based on the Prime Rate. APR for Cash Advances.

Cash advance - Wikipedia

Most credit cards give you the ability to get cash or a “cash equivalent” using your account. Known as “cash advances,” these transactions often attract a higher interest rate than purchases. Cash advances also come with other restrictions, such as not being eligible for interest-free days or rewards points. Along with the  applying for a loan online vs in person NOTICE: Some of these set up and maintenance fees will be assessed before you begin using your card and will reduce the amount of credit you initially have available. For example, based on the credit line of $300, your initial available credit will be only about $300. Annual Fee. $0. Transaction Fees. Cash Advance Fee. one hour payday cash advances Apr 28, 2016 Advances are short-term financing, and so are best suited for short-term for needs such as acquiring inventory. Most are designed to be repaid in six to 24 months. And unlike most loans, paying off a merchant cash advance early will not produce any savings. The factor rate is the same whether it takes the  Cash Advance Fee. For each cash advance amount including all transfers (including, without limitation, transfers by Internet Banking or Phone. Banking), from your credit card account. 2% of each amount with a. $2.50 minimum (a maximum of $15 per advance for. BusinessVantage Visa). For cash advances against credit 

Cash Advance - Ever found yourself in a situation where you need cash urgently but don't know where to get it? With Cash Advance, you can get instant cash using your credit card wherever, whenever you want it. california cash advance in el monte If the ATM owner charges any fee, that fee will be included as part of the total Cash Advance amount. Cash Advances for Overdraft Protection. You may elect to have an automatic Cash Advance from your Account to cover an overdraft on a linked Wells Fargo checking account. To cover an overdraft on a linked Wells Fargo  cash advance first time customers Dec 4, 2017 Use this guide to learn what transactions are defined as cash advances, the reasons credit card providers usually charge a higher interest rate and the fees and charges you may pay when you make a cash advance. We also look at your alternatives to making cash advances and answer frequently asked  Cash advance withdrawals are pegged to your available credit limit; There is no minimum cash advance withdrawal amount; Maximum withdrawal amount from a DBS/POSB ATM is S$3,000 per day; A 6% transaction fee or S$15, whichever is greater, applies for each cash advance transaction; Finance charge of effective 

Once the advance is approved, Mike receives the funds he needs immediately and is able to have his truck repaired. On Mike's next payday, he repays the $250 loan amount and a one-time cash advance service fee . What a cash advance costs. Borrowers pay a one-time service fee for cash advances. Fee amounts vary  garenteed on line payday loans Pay zero annual fees, late fees, cash advance fees or over limit fee with the Citi Simplicity Mastercard Credit Card. The only Citibank credit card with no fees or charges. Apply and get AED 300 statement credit on your new card. paydayloans company Cash advance fee of $4 or 2% of the amount of the cash advance (whichever is greater) and other transaction fees may apply. Up to 55 days interest free only applies if you pay your balance in full by the due date each month. Mastercard Zero Liability protection is subject to meeting Mastercard's conditions. For full details of  This APR will vary with the market based on the Prime Rate.1. Penalty APR, None. How to Avoid Paying Interest on Purchases, Your due date is at least 25 days after the close of each billing cycle. We will begin charging interest on purchases, cash advances, and balance transfers on the transaction date until they are paid.

The cash advance rate is what you are charged when, for example, you use your credit card to withdraw cash from an ATM. Note that cash-equivalent purchases, like loading a travel money card, are also charged at the cash advance rate. The variable cash advance rate will almost always be higher than the purchase rate  large amount installment loans Feb 1, 2017 Most credit card issuers charge either a flat fee or a percentage of the cash advance amount, whichever is greater. For example, a typical cash advance fee is the greater of $10 or 5%. So, if you take out a cash advance of $100 under these terms, your cash advance fee would be $10 since 5% of $100 is only $5. complaints about pay day loans Suppose John uses his credit card to get a $100 cash advance at a bank or an ATM. The credit card company charges a higher interest rate on the cash advance than it would charge Sue on $100 worth of merchandise. Interest on the $100 cash advance begins to accrue as soon as the cash advance is disbursed, and Sue  Name of fee/charge, Amount, What you need to know. Annual fee, $99, Applies after your first purchase, and on the anniversary of that first purchase every year afterwards. Interest rate, 24.99% pa, The same rate applies to interest bearing balances, such as cash advances and outstanding retail purchase balances, after the 

or £3 whichever is the greater. Foreign Usage. American Express. Exchange Rate. The rate at which all transactions on your account will be converted can be found at One or more of the following will apply: Non-Sterling Transaction. Fee. 2.99%. Cash Advance Fee (in addition to Non-Sterling. online atv title loans Feb 28, 2018 Like a credit card purchase, the cash advance will appear as a transaction on your statement and interest will accrue until it is paid off. There is usually no grace period for cash advances; interest accrues from the day of the transaction. Also, the interest rate is usually somewhat higher for cash advances  cash advance com au Walmart is one of the few cards that actually allow you to take a cash advance at their counters when you check out and pay. What is more interesting is that for this card, they do not use a rate that is higher than your regular interest rate. Table Of Contents. 1. Introduction and Features · 2. Cash Advance - Regular Rate Interest Rates and Interest Charges. Purchase Annual Percentage Rate (APR). 14.24%. This APR will vary with the market based on the Prime Rate.a. Balance Transfer APR. 14.24%. This APR will vary with the market based on the Prime Rate.a. Cash Advance APR. 19.24%. This APR will vary with the market based on the 

Rates & charges for your credit card | Clydesdale Bank

Wings Financial - Visa Credit Cards go loans go payday loans Your APR Can Fluctuate. Your APR is variable and may increase or decrease monthly. The Purchase APR and Balance Transfer APR are determined by adding a margin of 5.74% to 17.74% to the Prime Rate. The Cash Advance APR is determined by adding a margin of 17.74% to the Prime Rate. For each billing period,  can you get a cash advance in ga The interest charge is broken down by transaction type: purchases, cash advances and balance transfers. If you pay less than the full balance, pay after the payment due date (or if your credit card does not have a interest free period) then you will pay interest on those purchases. Cash advances and balance transfers have  How it works Complete a short application, sign an agreement, and write a check for the loan amount plus fee. Receive cash on the spot and we will hold your check until your next payday when you're due to repay. Amscot charges a flat, one-time fee for its service.

Unlike a debit card withdrawal, where you're accessing your own funds, with a cash advance, your credit card company is essentially lending you money and charging your account. The charge will likely cost you; cash advances generally have a transaction fee and a higher annual percentage rate (APR). Additionally, you  guaranteed personal loans payday cash May 26, 2016 One introductory credit card can make a big difference to your finances—MIDFLORIDA's Platinum Payoff, which offers an introductory rate of 4.99% APR for 36 months on balance transfers and cash advances and rates as low as 9.99%-18.00% APR after that.1. But what are balance transfers and cash  phoenix pay day loan Satisfy your need of cash with Installment Cash Advance from your ING Bonus Card with 0,95% interest rate, 5% commission and terms up to 36 months, and pay it off in installments. You can use your Installment Cash Advance through the Online Banking Credit Cards menu Installment Cash Advance step. If you have a credit card, a certain portion of your credit line is typically available for cash advances. You can get these cash advances from any ATM or financial institution that does transactions with your credit card company. To get a cash advance you will usually be charged a fee and a high interest rate that starts the 

Cash advances and balance transfers provide an easier way to access available funds on your RBFCU Mastercard credit card. However, the way the funds are distributed is different. how does a payday loans work Annual Percentage Rate (APR) for Purchases and Balance Transfers, 3.99% introductory APR for six months after account opening. After that, your APR will be 8.50% to 20.50% based on your creditworthiness. This APR will vary with the market based on the Prime Rate. APR for Cash Advances, 25.50%. This APR will vary  income based payday loans Jun 3, 2015 With a cash advance: The interest starts immediately. You don't get the same interest-free grace period you do with purchases. The interest rate will be much higher than on your unpaid balance. Based on a survey of 100 cards, found that the average cash advance APR is 24 percent.

Credit Card Terms - RBC Royal Bank

The cash advance amount is predetermined based on a business's average monthly volume of credit card sales. There is no interest, only a provider's fee that is agreed upon by the lender and the borrower from the start. There is likewise no preset time to pay back. Repayment is determined by a set percentage the lender  payday loan laws in massachusetts Cash advances are treated differently than regular credit card transactions. Here are the top reasons to avoid cash advances. Fees: Cash advances don't come cheap. When you make a cash advance, you'll very often incur a fee. The fee is usually calculated as a percentage of the transaction. The typical fee is 1% to 3%. no clarity payday loans direct Oct 21, 2015 Other than charging you interest, banks also earn money by charging you all kinds of fees. The second you take out a credit card cash advance, you're charged a cash advance fee. For DBS and UOB, this is 6% of the cash advance amount, or $15, whichever is higher. That means that the second when you  Stop worrying and start living your life! UOB Cash Advance offers instant cash anywhere, anytime. It's so simple and convenient! Fees & Interest. Cash Advance Fee. 5.3%* or RM21.20*, (whichever is higher) for each Cash Advance Withdrawal. *Inclusive of GST. Finance Charge. 18% per annum. Apply Now. Apply for Cash 

Prevailing cash advance fee applies (5% of amount transferred or S$15, whichever is higher); Prevailing finance charge on cash advancement applies (interest charge of 25.9% per annum compounded daily will be calculated on a daily basis, from the day of the transaction to your account until the day payment is made in  ez payday loan com Feb 8, 2018 Six reasons why a credit card cash advance can be expensive. Withdrawing cash on your card attracts several charges, as well as a higher interest rate. Cash advances are usually charged a higher rate of interest. While the average interest rate for purchases is approximately 20% per year, credit card  loan online fast cash loans western Cash Advance Fees. The Card member can use the Card to access cash in an emergency from ATMs in India or abroad. A transaction fee of 2.5% (Minimum ` 250 for eBOR and ICICI Bank ATMs, ` 350 for other ATMs) would be levied on the amount withdrawn and would be billed to the Card member in the next statement. The cash withdrawal fee is €2.54 or 1.5% (whichever is greater). You can avoid cash advance fees if your credit card account is in credit when the transaction hits the account or if it has a zero balance after the transaction is completed. Last updated: May 15, 2017. Account Management Credit Cards Mobile App Tablet App 

When you withdraw cash at an ATM, your bank account will be debited the amount of the withdrawal (inclusive of any ATM operator or network fees) plus a fee of 3% of the total amount of your transaction or $5, whichever is greater. There may be a delay between the date of your cash withdrawal and the date that the total  popular cash advance companies online Compare Merchant Cash Advance Rate Quotes. A business cash advance, also known as a merchant cash advance, is an alternative to a traditional business loan. It's useful for entrepreneurs who want to buy new equipment, pay off debt, invest in branding opportunities, perform a renovation, buy out a partner, or make  payday or short term loans Interest is calculated daily on the amount of the cash advance based upon an annual interest rate of 17.9%. Bankwest Breeze Mastercard. Tier, Intro rate, Purchase rate, Cash advance rate. All, 0% p.a. for 13 months on purchases 0% p.a. for 13 months on balance transfers (2% balance transfer fee applies) 1, 12.99% p.a. ? 21.99% p.a.. More. Rates are intended for new Bankwest Breeze Mastercard customers only. Fees and